ATTENTION CALIFORNIA RESIDENTS WHO WANT TO OWN A HOME BUT have no idea where to start…

FREE GUIDE FOR CALIFORNIA FIRST-TIME HOME BUYERS

Discover The Programs, Numbers, And Steps That Make Buying Your First Home More Possible Than You Ever thought.

Here is what nobody is telling you.

The reason most first-time buyers never get started is not because they cannot afford it. It is because nobody has ever sat down and shown them the real numbers.

They assume they need 20% down. They assume their credit is not good enough. They assume the rates are too high and the timing is wrong.

And they keep renting.

Month after month. Year after year. Building someone else’s equity while their own homeownership dream sits on hold.

Inside this free eGuide you will discover:

✓ The real minimum credit score you need to qualify

✓ Down payment assistance programs that most buyers never hear about

✓ Grants that cover your down payment and never need to be repaid

✓ The step by step timeline from your first lender conversation to your keys

✓ The mistakes that cost first-time buyers thousands of dollars

✓ Every term you will hear translated into plain English

MEET your realtor

I am Ivette Perez, a California Real Estate Professional with eXp Realty.

Before I became a Realtor I spent over 15 years in the credit repair industry. I have seen first hand what keeps people from qualifying for a home and more importantly I know exactly what it takes to fix it.

That background is what makes me different.

First-time buyers are not just clients to me. They are people who have been told no, or assumed the answer was no, and never had someone sit down with them and show them the real path forward.

That is exactly what I do.

Whether you are ready to buy right now or you need 6 months to get your credit where it needs to be, I will show you exactly where you stand and exactly what comes next. No pressure. No runaround. Just real answers.

California Real Estate Professional

15+ Years Credit Repair Experience

First-Time Buyer Specialist

Expert In All First-Time Buyer Programs

Available Across California

I Built This Guide Because I Believe You Deserve The Truth About What Is Actually Possible For You

Here Is Exactly What You Will Discover Inside This Free eGuide…

Most first-time buyers spend months figuring this out the hard way. This free guide gives you the shortcut.

Everything you are about to learn took most buyers months to figure out. You are getting it in one place, right now, for free

🔓 The real minimum credit score you need to qualify and what to do if you are not there yet

🔓 The down payment assistance programs most buyers never hear about including grants that never need to be repaid

🔓 A complete step by step timeline from your first lender conversation to the day you get your keys

🔓The 8 mistakes that cost first-time buyers thousands of dollars and exactly how to avoid every one

🔓A full breakdown of every major loan program in California including FHA, VA, ITIN and CalHFA

🔓A complete 90-day credit repair action plan to get your score where it needs to be

🔓Every real estate term you will hear explained in plain English so you never feel lost or taken advantage of

This is not a teaser. It is a complete education. Read it and you will know more about buying a home than most people already in the process